Banking Up

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The Banking Up platform enables businesses and financial institutions to deliver better banking and payment services to all consumers via web and mobile.


Financial Institutions icon

Earn more revenues from more
accounts at a reduced cost.
The era of free checking is over. Move to the new generation of prepaid accounts that deliver the same service as Demand Deposit Accounts, including issuance and depositing of paper checks, at lower costs and to anyone, regardless of bankability, age or income.


Business icon

Bank your customers Up.
Invite the 1 in 3 Americans who may have to pay you in cash for your services or products, to instantly open an FDIC-insured, no overdraft, Visa or MasterCard prepaid card account. Empower them to manage their money through a mobile website or app bearing your brand.


About Us icon

Industry leaders trust us.
We operate Emerald Online, the prepaid-based product from H&R Block with the industry’s highest features-to-price ratio. We are one of the first participants in the Consumer Financial Protection Bureau’s Project Catalyst. We are 2011 and 2012 winners of PayBefore awards. And we operate the exemplary UPside Visa program.