Banking Up provides technology and services to deliver good banking for all consumers
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Everyone Deserves Good Banking.

Businesses

Business iconBank your customers Up.
Invite the 1 in 3 Americans who may have to pay you in cash for your services or products, to instantly open an FDIC-insured, no overdraft, Visa or MasterCard prepaid card account. Empower them to manage their money through a mobile website or app bearing your brand.

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Banks

Bank iconEarn more revenues
from more accounts at lesser costs. The era of free checking is over. Move to the new generation of prepaid accounts that deliver the same service as Demand Deposit Accounts, including depositing of paper checks, at lower costs and to anyone, regardless of bankability, age or income.

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Why Us

Why Banking Up iconIndustry leaders trust us.
We operate Emerald Online, the prepaid-based product from H&R Block with the industry‚Äôs highest features-to-price ratio.  We power the online and mobile accesses for TracFone's Secure Cash.  We are 2011, 2012 and 2014 winners of PayBefore awards. We run the exemplary UPside Visa program.

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Our Platform

We've worked hard since 2007 to turn everybody's cellphone into a checkbook. We've added savings in 2011. Now we are looking forward to also turn cellphones into a safe way to access credit.

The Banking Up platform enables businesses and financial institutions to deliver better banking and payment services to all consumers via web and mobile.

High Level Platform Diagram The platform is hosted in a SSAE-16 & PCI compliant environment.
It can grow gradually with the size of portfolio thanks to our hybrid cloud configuration.
It can be configured with a choice of Business Continuity / Disaster Recovery levels.

Tweets...

...and News

Logo of US Dept of TreasuryBanking Up is awarded one of 11 research contracts by the US Department of the Treasury to test an innovative way to provide broader access to credit to lower income Americans. See the Treasury Note announcement.

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